No bank connection and no spreadsheets. You say what happened, Wealthpadi does the adding up.
Type it, or just say it. “Spent 45 on fuel.” “Sold 3 bags of rice, 450.” Maya turns it into the entry, and you tap Add.
Balances carry forward and nothing is double counted. Money you move into a goal or an investment is still yours, so saving never looks like spending.
What is safe to spend today, and your real net worth. Run a business? Its profit too, kept apart from your own money.
Your home screen opens on one number: what you can safely spend per day until payday, after bills and money set aside for goals. A forecast shows how your buffer trends, and your net worth and month-to-date income and spending sit right below.
Record everything you own, from money-market funds to mutual funds, crypto and cash, and watch it roll into your net worth. Listed holdings follow live market prices, and an allocation breakdown shows how your money is spread. Debts and money you're owed are folded in too.
A goal is a savings pot. When you contribute, money moves from cash into the pot. It's a transfer, not an expense, so your net worth never drops just because you saved. Auto-save can move it for you on payday.
Tell Maya “I spent 40 on lunch” and she logs it. Ask about the markets and she pulls today's live rates, from treasury bills to stocks, so you can weigh your options yourself and track whatever you own in your assets.
A shop, a salon, a food stand, a tailoring business. Add a business book beside your own money and see what the business really made today, this week or this month, without mixing it into your personal cash.
Already on Wealthpadi? Tap your profile picture, then Add my business.
Cap the categories you want to control and catch overspending early.
A simple health score across saving, spending, debt and investing, with tips to improve.
A personal “For you” feed that flags what's worth your attention this week.
“I really love this app, it makes it so easy to log and track every cedi the smarter way. Thanks to whoever built this 👍”
“This app is a game-changer. Big ups to the bright minds behind it. I like the Maya co-pilot feature. The app is user friendly. Didn't struggle getting my way around it.”
Wealthpadi installs straight from your browser and works like a normal app, with no app store and no download queue. Once added, it opens full-screen and can send you reminders.
On a computer? Open it in your browser and sign up, and your account syncs to your phone.
Wealthpadi is a money app with an AI assistant, Maya. It brings your whole money picture into one place (income, spending, savings goals, debts, loans and investments) and turns it into a realistic safe-to-spend number and your real net worth. If you run a small business, it keeps the business's books too.
Yes. Turn on a business book during setup, or later from your profile picture with Add my business. Log the day's sales, costs and stock, track customers who buy on credit, and see your real profit for today, this week or this month. It suits shops, salons, tailors, food sellers and other small businesses.
No. Your business book is kept completely apart: a business sale never changes your personal safe-to-spend or net worth. When you pay yourself from the business, the money moves across once, as your income, so both books stay honest.
Most trackers only log what you spent. Wealthpadi shows your real financial position: cash, goals, investments, debts and money you're owed. And Maya, the built-in AI assistant, logs money for you and answers questions grounded in your own numbers.
Yes. Wealthpadi is free to use. Create an account with your email or Google and start tracking in minutes.
No. Wealthpadi never connects to your bank and never holds or moves your money. You stay fully in control of what goes in. It's a tool for organising your own information.
Open wealthpadi.com in your phone's browser and add it to your home screen. On iPhone, tap Share then Add to Home Screen; on Android, open the menu then tap Install app. It then works like a normal app, no app store needed.
Maya is the built-in AI money assistant. You can log money by chat (“I spent 40 on lunch”, or for your business, “sold 3 bags of rice, 450”), ask questions about your finances, and look up live figures. Maya is an assistant, not a licensed financial adviser, so verify anything important before acting.
Your own money, and your business if you run one. Free, set up in minutes, and Maya does the heavy lifting.
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